What We Provide
KFA provides comprehensive strategies, information and guidance in the following wealth management areas:
Asset allocation decisions are critical in portfolio construction. At KFA, we perform ongoing analysis of the risk/reward dynamics in the markets and across asset classes and then apply that to each individual client portfolio.
KFA gets involved with clients in formulating an estate plan that is properly executed and ensures assets are protected.
The goal of becoming financially independent in retirement is paramount to many people. The 5 to 10 years before you retire is a critical time for planning to meet your goal.
Philanthropy and charitable giving can be one of the more gratifying parts of estate planning. Just as every individual is unique, so is their philanthropic approach and there are many ways to involve yourself and your family in philanthropy.
As wealth advisors, KFA understands it is not what you make but what you keep that ultimately matters most. Some common tax strategies that our firm utilizes are the following: avoiding short-term capital gains, recognizing capital losses when appropriate and placing fixed income securities in IRA’s.
KFA advises our clients on the most effective strategies to be prepared financially to send children to college. Together we assess needs, address the many tax incentives provided for education; discuss funding strategies and college savings vehicles.
Cash Flow Management
Together, KFA and our clients work on managing income and expenses to ensure funds are available to achieve their specific financial goals. As we know, money, or the lack thereof, drives financial decisions. As our clients face situations which require a thoughtful approach, KFA offers our time and planning resources to bring clarity to what often can seem confusing and emotionally draining.
KFA guides our clients in choosing an insurance strategy that meets their needs today and in the future through a careful understanding of needs, risks and financial capabilities. KFA sets planning objectives and applies the appropriate type of insurance as well as the tax implications for your estate.
Family offices are built to address the interconnected decisions around investments, income tax, estate planning and risk management to name just a few.